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5 Must-Know Stolen Keys Practices For 2024

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Car Thefts Caused by Keys Left in Car

Car thefts resulting from owners who keep their keys inside their cars are on the rise. This can be a frustrating and expensive experience.

BMW-2020-New.pngIf you have comprehensive coverage on your policy (other than liability) then yes.

1. Check Your Bags and Pockets

It can be frustrating to reach into your purse or pocket only to not find your car keys. When you're rushing it's easy to forget things. You could easily get distracted and forget your car keys. Even if you're careful it's possible to lose your keys.

This is especially relevant for cars that are newer and have key fobs that must be programmed for your specific vehicle. Some people have even been victims of "Relay Attacks" that is when a thief is at your door with equipment that captures the signal from the key fob and transmits it to a accomplice who waits outside of your house with another device that unlocks your vehicle. This kind of theft happens more often than you think, and it can be done with a simple smartphone app.

After you've checked all of the usual places, make sure you check your bags and pockets. Included in this are the pockets on your pants, jackets and any bags that you may have. You could also look at places where you would not normally put things, such as the bottom of your purse or the inside of your shoes. You can also ask your family or friends if they have the keys, especially when this is your first time you've lost keys.

If you can't locate them, look back over your day to determine where you may have placed them. You may have accidentally ripped them out of your bag or dropped them while picking up food. Sometimes they are concealed from view, such as under a couch cushion or in the mail pile.

Never keep your spare key in the car. Also do not use one keychain to store both your house and car keys. This increases your risk of losing them, as thieves may look in your car for these items and assume that you have the keys. It is also essential to report the theft as soon as you notice it because it will help law enforcement track down the perpetrator and save money on your insurance rates in case you do need to file a theft claim.

2. Check Under the Car

Keys stolen from your home can be expensive but it can also be a serious security risk. Thieves can use your stolen keys to steal your car and can access personal items stored in the trunk too. This can lead to identity theft, in addition to the loss of your car.

If you put your keys in the ignition of your car, thieves can easily start the engine and then drive away. This is the reason Firestone cautions against leaving valuables in your car, particularly if the keys are left keys in car stolen in the ignition. If you have to leave a cell phone or purse in the car, try hiding it in your trunk. Close the doors of your car and your keys locked in the ignition whenever you go to a gas station or convenience store. These places often have parking areas where drivers tend to linger to make it easier to walk between the store or leave their cars idle while they shop. This makes them easy targets for thieves.

Another mistake that can lead theft is to leave your spare key in the cupholder, or under the visor. A spare key is easily spotted by thieves, and they may use it quickly to break into your car as it's not likely to be secured.

In the past, losing or misplacing your keys was not a major issue. However, as cars have advanced in technology keys have also become more sophisticated become increasingly difficult to replace stolen car keys without the original. A locksmith can duplicate a key from a previous car dependent on the year and model however, for more modern vehicles you'll have to visit an automaker or dealership to get a replacement.

If you've had your car stolen key fob with the keys inside you, file a claim with your insurance company as soon as possible. Depending on the state you live in and insurance policy, comprehensive coverage (often referred to as "other than collision") or property insurance might cover the cost of replacing your keys. If you've bundled your car insurance and property insurance, you might be capable of filing both claims at once to save time and hassle.

3. Walk Back Through Your Day

You stop at the station to fill up and put your keys in your car while you rush to the store to pay. You believe you've parked in an area that is secure however, thieves are aware of your routines and can make use of it.

If you are able to calm down and bring your rational mind back into charge, the first step is to retrace your steps. This will not only allow you to find your keys, but will also let you learn from the mistake you made and prevent it from repeating in the future.

So, check the pockets of your bags and jackets that you've worn since you last used your keys. Also, look on surfaces where you may have put them, such as on tables or countertops. Also, consider whether you've reached inside the bag to pick up your phone and accidentally knocked the keys out of it.

If you still can't find your keys, it could be time to contact the police and report they are missing. If you follow these steps be calm and follow the steps, the chances of recovering keys stolen are high. However, it's worth noting that car thefts are on the rise in the US, and some thieves have even discovered ways to hack keys so that they can drive away without the owner's consent. Be extra vigilant and make use of tools such as inventory management software to track where your keys are located at all times.

4. Contact the police

It's not just embarrassing to lose your keys in your vehicle, but it increases the chance of your car stolen with keys in it being stolen. It's crucial to determine if your insurance will cover theft of your vehicle in the event that you accidentally left your keys inside. If you have comprehensive coverage (also called "other than collision"), your insurance provider will cover damage to your car as well as the contents inside at the time it was stolen.

It's important to note that the deductible will apply. It's also important to remember that the insurance policy will probably conduct a credit screening to ensure that there isn't fraud. The DMV in your state might be interested in knowing about the theft in order to update their records and make it difficult for thieves to sell your vehicle.

If you do have coverage for comprehensive the first thing your insurance company will do is verify that the vehicle was actually stolen (as opposed to just the result of a collision or bump). They will then likely notify the police and will be the ones to investigate. You will be required to provide the police a complete description, a list of any valuables that are in your vehicle and an exact copy of the title is available.

There are a myriad of things that can happen to your day from getting stuck in traffic, to losing your wallet, and leaving keys to your car in it is definitely one of the most common. It's why it's imperative that you always keep your car locked, never leave valuables in plain view, and don't park in unsafe locations for prolonged durations of time.

If you reside in Pueblo or not, there is always a possibility that your car could be stolen. It's not just a problem for people who reside in the top five metropolitan areas most likely to be victimized by car thieves anyone can be able to have their vehicle snatched anytime. Contact the Rinaldo Law Group to schedule a consultation with a Tampa personal attorney regarding the aftermath of a recent accident, or any other legal matter.